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Consumer Affairs Concentration

The Consumer Affairs concentration offers an applied approach to understanding consumers in home and market environments.  With coursework in consumer economics, consumer policy, demographics, consumer communications, and family resource management, the Consumer Affairs concentration prepares students for careers as consumer specialists in government, business, research, and non-profit settings.  This concentration builds students’ capacity to analyze markets and matters of personal finance from the perspective of consumers, and to communicate these issues to stakeholders.

Graduates enjoy careers as analysts, entrepreneurs, sales professionals, customer care and engagement specialists, financial professionals, and similar in private, public, and non-profit sectors. The skills learned in this concentration also prepare students for law school and graduate school.

Family Financial Planning and Counseling Concentration

The Family Financial Planning and Counseling concentration offers students the knowledge and skills necessary for a career in financial planning and related careers. Financial planners guide clients in many aspects of their financial lives: financial goals, cash flow, taxes, retirement, college, business planning, estate planning, and insurance needs, among others. Financial counselors also counsel clients, but with a focus on developing sound personal finance principles such as reducing debt, building an emergency fund, negotiating payments, developing a budget, and similar.

The Family Financial Planning and Counseling Concentration coursework fulfills the educational requirements to sit for the CFP® certification exam that leads to the CERTIFIED FINANCIAL PLANNER™ certification registered with the Certified Financial Planner Board of Standards, Inc. The Certified Financial Planner Board of Standards Inc. owns the marks CFP®, Certified Financial Planner™ and CFP (with flame logo) ®, which it awards to individuals who successfully complete initial and ongoing certification requirements. The University of Alabama does not certify individuals to use the CFP®, Certified Financial Planner™ and CFP (with flame logo) ® certification marks. Only the Certified Financial Planner Board of Standards, Inc., grants CFP certification to those persons who, in addition to completing an educational requirement such as this CFP Board Registered Program, have met ethics, experience, and examination requirements.

The Family Financial Planning and Counseling Concentration coursework also fulfills the educational requirements to sit for the Accredited Financial Counselor® exam offered by the Association for Financial Counseling and Planning Education®.

Consumer Science Major Courses

Must earn a C- or higher in all required CSM major courses

Required for all CSM MajorsMore Information

Hours
CSM 201Indiv Family Resourc Mgt3
CSM 204 or Intro Personl Finan Plan3
CSM 205 Honors Intro Pers Finan Plan
CSM 303Introduction to Consumer Economics3
CSM 401Consumer Protection3
CSM 405Public Policy3
ST 260 or Statistical Data Analysis3
BER 345 Educational Statistics
CSM 381 or Consumer Marketing Management3
MKT 300 Marketing
Total Hours21

Family Financial Planning and Counseling Concentration

All concentration area courses require C- or higher.

Family Financial Planning and Counseling Concentration

Hours
AC 210 or Intro To Accounting4
AC 211 Honors Intro To Accounting
CSM 300Time Value of Money1
CSM 400Personal Insurance Plan & Mgt3
CSM 404Personal Investment Plan & Mgt3
CSM 410Pers Retire Plan Employ Benefs3
CSM 420Personal Estate Planning3
CSM 454Personal Income Tax Mgt Planng3
CSM 458Spreadsheets in Fin. Decisions3
CSM 459Techniques of Counseling in Consumer Sciences3
CSM 460Finan Plan Case Study Capstone3
HD 462 or Interpersonal Relationships or or 3
HD 262 Marriage And Family
TH 113 Voice And Diction
COM 123 Public Speaking
Total Hours32

Recommended Courses

Hours
CSM 390Field Experience1-6
CSM 451Consumer Demographics3
CSM 461Manag in High Perf Org3

Consumer Affairs Concentration

All concentration area courses require C- or higher.

Consumer Affairs Concentration

Hours
CSM 403Consumer Economics3
CSM 415Customer Service Management3
CSM 425Conflict Resolution Workplace3
CSM 437Developing The Leader Within3
CSM 441Consumer Communications3
CSM 445Applied Digital Tools3
Select from the following:
CSM 480 or E-Commerce@Human Envir Science3
CSM 435 Psychology Of Money
CSM 451 or Consumer Demographics3
CSM 459 Techniques of Counseling in Consumer Sciences
CSM 430 or Family & Consumer Law3
CSM 440 Max Social Media Mktg
CSM 455 or Consumer Analytics Methods3
CSM 461 Manag in High Perf Org
Total Hours30

Recommended General Elective

Hours
CSM 390Field Experience1-6

Consumer Affairs Concentration

  • Customer care and engagement specialist
  • Consumer insights analyst
  • Customer service manager
  • State/local consumer advocate
  • Congressional/senate staff
  • Advertising copy writer/editor
  • Public relations/consumer engagement
  • Advertising account executive
  • Educational consultant
  • Product development specialist
  • Entrepreneur
  • Consumer counseling
  • Human relations supervisor
  • Volunteer services manager
  • Adult education programs director
  • Manufacturer’s sales representative
  • Law student
  • Graduate student

Financial Planning and Counseling Concentration

  • Financial planner
  • Financial counselor
  • Banks/credit union 
  • Accounting office staff
  • Employee benefits representative
  • Insurance consultant/sales
  • Retirement planner
  • Social Security Administration representative
  • Cooperative Extension Agent
  • Credit counselor
  • Estate planning professional
  • Law student
  • Graduate student

Learn more about opportunities in this field at the Career Center

Family Financial Planning and Counseling Concentration

Freshman
FallHoursSpringHours
CSM 1013CSM 2013
CSM 2043EN 1023
EN 1013FA Core3
HES 1003HI Core3
MATH 112 or 1103HU Core or FA Core3
 15 15
Sophomore
FallHoursSpringHours
COM 123, HD 262, or TH 1133CSM 3813
EC 1103EC 1113
HI Core or SB Core3ST 260 or BER 3453
L Core3HU Core or FA Core or L Core3
NS Core4NS Core4
 16 16
Junior
FallHoursSpringHours
CSM 3001AC 210 or 2114
CSM 3033CSM 4053
CSM 4003CSM 4103
CSM 4013CSM 4203
CSM 4043C Core3
 13 16
Senior
FallHoursSpringHours
CSM 4583CSM 4543
CSM 4593CSM 4603
HES 3103Internship or Electives5
Electives6Elective3
 15 14
Total Hours: 120

Consumer Affairs Concentration

Freshman
FallHoursSpringHours
CSM 1013CSM 2043
CSM 2013EN 1023
EN 1013FA Core3
HES 1003FA Core or HU Core3
MATH 112 or 1103HI Core3
 15 15
Sophomore
FallHoursSpringHours
CSM 381, HD 262, or TH 1133BER 345 or ST 2603
EC 1103CSM 3813
HI Core or SB Core3EC 1113
L Core3FA Core or HU Core or L Core3
NS Core4NS Core4
 16 16
Junior
FallHoursSpringHours
CSM 3033CSM 4033
CSM 4013CSM 4053
CSM 4253CSM 4153
CSM 4373CSM 4453
CSM 4413CSM 451 or 4593
 15 15
Senior
FallHoursSpringHours
CSM 430 or 4403CSM 390 (or electives)6
CSM 451 or 4593CSM 455 or 4613
CSM 480 or 4353HES 3103
CSM Elective3Elective3
Elective1 
 13 15
Total Hours: 120