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Consumer Affairs Concentration

The Consumer Affairs concentration offers an applied approach to understanding consumers in home and market environments.  With coursework in consumer economics, consumer policy, demographics, consumer communications, and family resource management, the Consumer Affairs concentration prepares students for careers as consumer specialists in government, business, research, and non-profit settings.  This concentration builds students’ capacity to analyze markets and matters of personal finance from the perspective of consumers, and to communicate these issues to stakeholders.

Graduates enjoy careers as analysts, entrepreneurs, sales professionals, customer care and engagement specialists, financial professionals, and similar in private, public, and non-profit sectors. The skills learned in this concentration also prepare students for law school and graduate school.

Family Financial Planning and Counseling Concentration

The Family Financial Planning and Counseling concentration offers students the knowledge and skills necessary for a career in financial planning and related careers. Financial planners guide clients in many aspects of their financial lives: financial goals, cash flow, taxes, retirement, college, business planning, estate planning, and insurance needs, among others. Financial counselors also counsel clients, but with a focus on developing sound personal finance principles such as reducing debt, building an emergency fund, negotiating payments, developing a budget, and similar.

The Family Financial Planning and Counseling Concentration coursework fulfills the educational requirements to sit for the CFP® certification exam that leads to the CERTIFIED FINANCIAL PLANNER™ certification registered with the Certified Financial Planner Board of Standards, Inc. The Certified Financial Planner Board of Standards Inc. owns the marks CFP®, Certified Financial Planner™ and CFP (with flame logo) ®, which it awards to individuals who successfully complete initial and ongoing certification requirements. The University of Alabama does not certify individuals to use the CFP®, Certified Financial Planner™ and CFP (with flame logo) ® certification marks. Only the Certified Financial Planner Board of Standards, Inc., grants CFP certification to those persons who, in addition to completing an educational requirement such as this CFP Board Registered Program, have met ethics, experience, and examination requirements.

The Family Financial Planning and Counseling Concentration coursework also fulfills the educational requirements to sit for the Accredited Financial Counselor® exam offered by the Association for Financial Counseling and Planning Education®.

Consumer Science Major Courses

Required for all CSM MajorsMore Information

Hours
CSM 201Indiv Family Resourc Mgt3
CSM 204Intro Personl Finan Plan3
CSM 303 or Introduction to Consumer Economics3
CSM 403 Consumer Economics
CSM 401Consumer Protection3
CSM 405Public Policy3
ST 260 or Statistical Data Analysis3
BER 345 Educational Statistics
CSM 381 or Consumer Marketing Management3
MKT 300 Marketing
Total Hours21

Family Financial Planning and Counseling Concentration

Family Financial Planning and Counseling Concentration

Hours
AC 210Intro To Accounting4
CSM 300Time Value of Money1
CSM 400Personal Insurance Plan & Mgt3
CSM 404Personal Investment Plan & Mgt3
CSM 410Pers Retire Plan Employ Benefs3
CSM 420Personal Estate Planning3
CSM 454Personal Income Tax Mgt Planng3
CSM 458Spreadsheets in Fin. Decisions3
CSM 459Techniques of Counseling in Consumer Sciences3
CSM 460Financial Planning Case Study Capstone Course3
HD 462 or Interpersonal Relationships or or 3
HD 262 Marriage And Family
TH 113 Voice And Diction
COM 123 Public Speaking
Total Hours32

Recommended Courses

Hours
CSM 390Field Experience1-6
HES 4303
CSM 451Consumer Demographics3

Consumer Affairs Concentration

Consumer Affairs Concentration

Hours
CSM 403Consumer Economics3
CSM 415Customer Service Management3
CSM 425Conflict Resolution Workplace3
CSM 441Consumer Communications3
CSM 445Applied Digital Tools3
CSM 451Consumer Demographics3
CSM 461Manag in High Perf Org3
Select two of the following:6
Personal Insurance Plan & Mgt
Emotional Intelligence
Processes of Negotiation
Family & Consumer Law
Developing The Leader Within
Max Social Media Mktg
Consumer Analytics Methods
Techniques of Counseling in Consumer Sciences
Entrepreneurship In Hes
E-Commerce@Human Envir Science
Principled Negotiation
Total Hours27

Recommended General Elective

Hours
CSM 390Field Experience1-6

Consumer Affairs Concentration

  • Customer care and engagement specialist
  • Consumer insights analyst
  • Customer service manager
  • State/local consumer advocate
  • Congressional/senate staff
  • Advertising copy writer/editor
  • Public relations/consumer engagement
  • Advertising account executive
  • Educational consultant
  • Product development specialist
  • Entrepreneur
  • Consumer counseling
  • Human relations supervisor
  • Volunteer services manager
  • Adult education programs director
  • Manufacturer’s sales representative
  • Law student
  • Graduate student

Financial Planning and Counseling Concentration

  • Financial planner
  • Financial counselor
  • Banks/credit union 
  • Accounting office staff
  • Employee benefits representative
  • Insurance consultant/sales
  • Retirement planner
  • Social Security Administration representative
  • Cooperative Extension Agent
  • Credit counselor
  • Estate planning professional
  • Law student
  • Graduate student

Learn more about opportunities in this field at the Career Center

Family Financial Planning and Counseling Concentration

Freshman
FallHoursSpringHours
EN 1013EN 1023
HES 1003EC 1103
CS 102 or CSM 1013CSM 2043
MATH 112 or 1103Natural Science Core4
History Core3Fine Arts Core3
 15 16
Sophomore
FallHoursSpringHours
CSM 2013HU or FA3
EC 1113HI or SB or L3
HU/FA or Lit3Computer Core3
COM 123, HD 262, or TH 1133ST 260 or BER 3453
Natural Science Core4AC 2104
 16 16
Junior
FallHoursSpringHours
CSM 3001HI or SB or L3
CSM 3033Natural Science Core4
CSM 4003CSM 4053
CSM 4013CSM 4103
CSM 4043CSM 4203
 13 16
Senior
FallHoursSpringHours
HES 3103Elective Courses or Internship4
CSM 3813Writing CoreCSM 441, CSM 4513
CSM 4583CSM 4543
CSM 4593CSM 4603
Elective3 
 15 13
Total Hours: 120

Consumer Affairs Concentration

Freshman
FallHoursSpringHours
EN 1013EN 1023
HES 1003COM 1233
CS 102 or CSM 1013EC 1103
MATH 112 or 1103CSM 2013
History Core3Natural Science Core4
 15 16
Sophomore
FallHoursSpringHours
Natural Science Core4HU or FA3
Literature Core3HI or SB or L3
EC 1113CSM 3033
CSM 2043CSM 445 or CS 2853
CSM 3813BER 345 or ST 2603
 16 15
Junior
FallHoursSpringHours
HU or FA3CSM Elective Course3
CSM Elective Course3HI or SB or Lit3
CSM 4013CSM 4053
CSM 4033CSM 4153
CSM 4613CSM 4253
 15 15
Senior
FallHoursSpringHours
CSM Elective3Elective Courses or Internship6
Elective Courses7CSM 4253
HES 3103CSM 4413
 CSM 4513
 13 15
Total Hours: 120