Risk complicates business and life.  Every day companies and individuals confront catastrophic risks emanating from natural disasters, lawsuits, fire, and many other sources.   Students in the Risk Management, Insurance, and Financial Services  minor learn to identify and manage risks.  They are trained for careers in the insurance and financial services industries, as professional risk managers, and as knowledgeable consumers as they navigate the risks in their own lives.  Culverhouse has been designated a Global Center of Insurance Excellence, ranking among the top schools in the world for students seeking a risk management career.